Personal Banking

Personal Banking - Checking Calculators / Rates

Free Checking

  • $100 minimum to open
  • NO Monthly Fees ~ NO Minimum Balance ~ It’s FREE

NOW Interest Checking

  • $1000 minimum to open
  • Interest is paid monthly
  • $5.00 fee if balance is less than $1000

Super NOW Interest Checking

  • $2500 minimum to open
  • Interest is paid monthly
  • If balance drops below $2500 the interest rate is paid at the rate of the NOW account
  • $5.00 fee if balance is less than $1000

Health Savings Account (HSA) 

  • Tax-deductible account that helps individuals pay for medical expenses

ATM/Debit Card

Free Overdraft Protection

  • If checking account is overdrawn, funds equal to the insufficient amount plus an additional $5.00 will be transferred from a designated savings or checking account to the overdrawn account
  • If funds are not available for transfer, regular overdraft fees will apply
  • Does not apply to HSA account

Check Options

  • Standard Checks
  • Various Business Checks
  • Other Vendor Options

When choosing checks from other vendors, the lighter the background, the better quality image you will receive if a copy is needed in the future.

Checking Account Options Chart